You must meet the additional eligibility requirements for these account types.
Please note, we have excluded our Community Directplus and Federation of Small Businesses account from this table as they have additional eligibility requirements.
For our Business Directplus account, banking limits and a minimum balance applies.
Account features Business Current Account Business Directplus Account Cash Tariff Account Standard Tariff Account Account features Monthly fee Business Current Account No monthly fee Business Directplus Account Free for the first 30 months, then £7 thereafter Cash Tariff Account £10 Standard Tariff Account £10 Account features Automated debits & credits Business Current Account Free Business Directplus Account Free Cash Tariff Account 10p per item Standard Tariff Account 20p per credit item, 40p per debit item Account features Debit card purchases Business Current Account Free Business Directplus Account Free for the first 30 months, then 35p per purchase thereafter Cash Tariff Account 10p per item Standard Tariff Account 40p per item Account features ATM withdrawals Business Current Account Free Business Directplus Account Free Cash Tariff Account Free Standard Tariff Account Free Account features Cash paid in Business Current Account £1.50 per £100 Business Directplus Account £1,000 free per charging period and 80p per £100 thereafter Cash Tariff Account 55p per £100 Standard Tariff Account 80p per £100 Account features Cash paid out (at a branch or Post office) Business Current Account £1.50 per £100 Business Directplus Account Free Cash Tariff Account 55p per £100 Standard Tariff Account 55p per £100 Account features Cheques paid in Business Current Account £1.50 each Business Directplus Account 25 free per charging period and 75p each thereafter Cash Tariff Account 75p per item Standard Tariff Account 75p per item Account features Cheques issued Business Current Account £1.50 itemBusiness Directplus Account 10 free per charging period for the first 30 months, then 50p for each subsequent cheque
Cash Tariff Account 50p per item Standard Tariff Account 60p per item Account features Cash exchanged Business Current Account £1.60 per £100 Business Directplus Account £1.60 per £100 Cash Tariff Account £1.60 per £100 Standard Tariff Account £1.60 per £100The Current Account Switch Service makes switching your account simple, fast and free.
Your eligible deposits held by a UK establishment of The Co-operative Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with The Co-operative Bank and smile. Any total deposits you hold above the limit between these brands are unlikely to be covered.
The Financial Conduct Authority requires us to publish information about our business current accounts. View our business current account service quality information.
The Co-operative Bank, Platform, smile and Britannia are trading names of The Co-operative Bank p.l.c., 1 Balloon Street, Manchester M4 4BE. Registered in England and Wales No. 990937. The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No. 121885).
Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. subscribes to the Standards of Lending Practice which are monitored by the Lending Standards Board.
